PLEASE READ THE TERMS AND CONDITIONS OF THIS WEBSITE CAREFULLY (“Terms”). THESE TERMS FORM A LEGAL AGREEMENT BETWEEN Optima  (“Company”) AND THE CUSTOMER AND/OR ITS ASSIGNEES (collectively “YOU”).

Loans Terms & Conditions

All loans subject to approval pursuant to standard underwriting criteria. Not all consumers will qualify for a loan or for the maximum loan amount. Terms and conditions apply. Loans should be used for short-term financial needs only, and not as a long-term solution. Customers with credit difficulties should seek credit counseling.Optima Financial Solutions Inc., is licensed (license number: 60DBO-148016; 10DBO-133110) by the Department of Financial Protection and Innovation pursuant to Financial Code Section 23005(a) of the California Deferred Deposit Transaction Law and California Finance Lender. Certain loans in California are made or arranged pursuant to Department of Financial Protection and Innovation California Financing Law.  All loans subject to approval pursuant to standard underwriting criteria.

Communication Terms & Conditions

Optima Financial Solutions Inc, is an online lending firm which provides clients with unsecured loans. Messages and data rates may apply. SMS frequency and recurring messages apply. Optima Financial Solutions Inc. may reach you via phone phone number or email with any communication regarding support or promotions.  For customer care contact us at www.ofsca.com/contact or call 818-856-4302 To opt out text Stop to stop. Text Help for help. For our privacy policy checkout www.ofsca.com/privacypolicy. Carriers are not liable for delayed or undelivered messages. Message and data rates may apply.

BY ACCESSING OR OTHERWISE USING THE Optima Financial Solutions Inc WEBSITE APPLICATION, YOU ACCEPT AND AGREE TO BE BOUND BY THE TERMS CONTAINED HEREIN. IF YOU DO NOT AGREE TO THESE TERMS, DO NOT CLICK THE “I ACCEPT” OR “I AGREE” BUTTON OR DOWNLOAD, INSTALL OR USE THE APPLICATION.