Banks We Work With
Our Banking Network Includes Both Large and Small Banks and Credit Unions:
Here at Optima Financial Solutions Inc we understand that each person has their own financial needs. To help each client, we provide an array of financial products to fit every customer’s needs. To help every individual customer all we need is these 3 simple steps!
Just fill in your personal and job information to get your online loan application started.
With hundreds of banks in our network, we can instantly verify your information.
We understand time is money and we proudly provide money in minutes.
Our seamless application takes just five minutes to complete from start to finish. Optima Financial Solutions Inc was built with small businesses in mind, so we just need some basic information about your business to make an informed decision
Get the fast funds that you need, with the ability to pay off your balance at any time that's convenient. No hidden penalties.
Instant online lending that gives you the funding access you need, right now. Access funds in as little as 2-4 hours!
I just want to thank you for your assistance with my loan. Optima Financial Solutions Inc made the process easier and quicker than I thought it would be. I would recommend Optima Financial Solutions Inc to anyone who may need a little help getting their business back on track.
I just wanted to say "thank you" for expediting my loan and helping me along the way. Optima Financial Solutions Inc’s team was fantastic and made the process very easy. This loan will go a long way in helping me expand my business and has put my mind at ease.
Optima Financial Solutions Inc verified my information, and once I was approved, I received my funds immediately. I have been able to pay off bills, which improved my credit rating, and I was also able to take care of some unforeseen emergencies.
Our Banking Network Includes Both Large and Small Banks and Credit Unions:
At Optima Financial Solutions Inc we know people have different needs, so we offer a wide array of different financial products to fit each person’s needs. Our loan products include: unsecured business/commercial loans and payday loans.
Must be at least 18 years old.
Receive steady income (ex. Employed, own a business, sub-contractor, etc.)
Have a bank account or debit card to receive the funds.
You can pay off your loan at anytime with no penalties or fees. We even encourage you to pay off your loan early to finish your loan quickly and to save money.
We understand that sometimes you need an extension on your payment and Optima Financial Solutions Inc is happy to reschedule your payment for a later date with no additional charges or penalties!
We take your privacy seriously, so we use the industry’s top encryption on our website so that third parties cannot intercept your data. Feel free to check our privacy policy for more details on this.
Annual Percentage Rate (APR) is a measure of the cost of credit, expressed as a nominal yearly rate. It relates to the amount and timing of value received by the consumer to the amount and timing of payments made. Optima Financial Solutions Inc cannot guarantee any APR, and APR will be determined based off the client’s application. An APR can generally run between 5.99% up to 35.99%. Loan products generally have an average of an 84-day minimum repayment term and a 72-month maximum repayment term. Before accepting a loan, please read the loan agreement carefully as the APR and repayment terms may differ from person to person.
| Loan Amount | $1,000 | $2,000 | $5,000 | $10,000 |
| Interest Rate | 28% | 26% | 24% | 20% |
| Loan Term | 26 Weeks | 26 Weeks | 40 Weeks | 60 Weeks |
| Number of payments | 26 weekly payments | 26 Weekly Payments | 40 Weekly Payments | 60 Weekly Payments |
| Amount per payment | $41.32 | $82.22 | $137.18 | $186.96 |
| Total cost | $1,074.32 | $2,137.80 | $5,487.23 | $11,217.32 |
Optima Financial Solutions Inc is committed to helping its clients and accepts calls ahead of clients for rescheduling payments.
Contact Us:
Address: 11306 EAST 183RD ST SUITE 305A CERRITOS CA 90703
Phone Number: 818-856-4302
Email: support@ofsca.com